Financial New Year 2015 – Analysis for the next one year

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Happy Diwali to all and let this Diwali bring happiness, health, wealth and Prosperity in all your lives.

We celebrate Diwali every year. But for the trader community, especially the equity traders celebrate by buying token equities on Muhurat day. It is the indicator of how the ensuing year will be. The financial year begins on the shukla pratipada when Sun and Moon transits in Libra.

The financial year begins on November 11, 2015 at 23:17:49 at Delhi. The chart for the moment is given below.


The asc rising is Cancer at 17 deg 53. In mundane astrology in order to assess the financial sector and the ability of the government to pass various bills are seen from the following houses.

– The Asc itself as it sets the tone for the whole year
– The 2nd house as it shows the wealth generation
– The 5th house as it shows the share market movements
– The 10th house shows the stability of the government and its ability to implement its policies
– The 11th house shows the legislations, income generation, etc

I will at the end also demonstrate the famous Harshad Mehta scam which occurred on April 23, 1992 with the help of financial year chart of 1991.

But for now let us look into how the ensuing year is going to be.

The asc rising is cancer and its lord Moon is combust with Sun in the 4th house. It is also in papa-kartari yoga being sandwiched between Saturn and Rahu/Mars. Moon’s dispositor Venus is debilitated in Virgo which is along with Mars and Rahu. So, the asc is afflicted.

The 2nd house is Leo which has Jupiter the significator for wealth. However, the dispositor of Jupiter, Sun is debilitated in Libra. Jupiter is the star of Venus which is again debilitated. Jupiter is aspected by Saturn lord of 8th house. Jupiter is quincunx Uranus in Pisces. So 2nd house is also afflicted.

The 5th house is Scorpio which has Saturn, the lord of 8th. The 5th house is also aspected by Ketu. Saturn is exactly square to Neptune the planet of deceit. The lord of 5th house Mars is in the 3rd house along with Rahu. Mars is in the star of Sun, which is debilitated. The dispositor of Mars is Mercury which is combust. Again here the 5th house is heavily afflicted.

The 10th house is Aries and its lord Mars is already discussed above under 5th house. So the government will find it difficult to function during parliament session due the non-cooperation of opposition.

The 11th house is Taurus and its lord is Venus which is debilitated in Virgo. Its lord is Sun which is also debilitated. So the income generating capacity of the government will be hampered. Passing of legislations will also be difficult.

Now let us do some post-mortem analysis of the well known “Harshad Mehta Scam” which occurred on 23rd April, 1992.

The financial year immediately preceding the above date was November 6, 1991 at 16:41 at Delhi. The chart for that moment is given below.


In the above chart Aries is rising and its lord Mars is combust in Libra. The dispositor Venus is debilitated in Virgo. The 2nd house is Taurus and its lord Venus is debilitated. The 5th house has Jupiter and its dispositor Sun is debilitated in Libra. The 5th house is also aspected by debilitated Rahu. The 5th house is Leo and its lord is Sun and as explained it is debilitated. So it had multiple afflictions and hence the year saw a major scam and the whole trader community were impacted. The BSE index as on November 6, 1991 was at 1910. The rally was at a high of 4467 on April 22, 1992. It finally closed at 1987 on October 26, 1992.


As far as the ensuing year from this financial year till the next financial year in a nutshell will be as follows;

– The stock market though may have periodic highs and lows, but overall there will not be any major improvement. I will not be surprised the index may close lesser as compared to previous year. As on November 11, 2015 the BSE index was at 25866.
– I will not be surprised that the stock market may be hit by some scam or may be other reason, as the 5th house is afflicted. So Investor are advised caution.
– We will enter into recession mode which is going to be a global phenomena.
– The functioning of the government will be made difficult by the opposition.

Sundar Balakrishnan

B.Com., MFM Finance (NMIMS)
2 Year Jyotirvid and 3 Year Jyotirvisharad
(From Bharatiya Vidya Bhawan, Mumbai)
Date: 12th November, 2015
Time: 8.30 PM, Mumbai, India

public comments

    Uma jayaraman

    Your description of the life’s major events in Jagadguru’s life was quite revealing.

    Your predictions on the financial future is also good. It is difficult though for a common man to read the interpretation and comprehend what it means to him personally

    You should attempt to make it simpler


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